Free financial tools

Run the numbers.
Both scenarios.

Calculators built for real decisions — not just tax math. Compare job offers, model a raise, plan your actual budget.

See all calculatorsHow it works ↓

Six calculators.
Every major pay decision.

Free · No sign-up
01

Paycheck Forecaster

Model your exact take-home before your next check arrives. Adjust 401k, withholding, and deductions live.

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02

Job Offer Comparison

Enter two offers side by side — salary, equity, benefits — and see true total comp after taxes.

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03

Raise vs. New Job

Stay for a raise or leave for a new offer? See which move actually puts more in your pocket.

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04

50/30/20 Planner

Split your take-home into needs, wants, and savings. See your ideal budget in real dollars, not percentages.

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05

Paycheck Budget Planner

Build a full monthly budget from your actual net pay. Every expense mapped to your real check.

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06

Paycheck to Paycheck

Find the gap between what you earn and what you owe. See exactly where it goes and what to cut.

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Why payforq

Most calculators answer what your paycheck is. Payforq answers what you should actually do — take the job, push for the raise, or cut the subscription. Built for the fork in the road, not the math after you've already decided.