Free Financial Calculators
Tools for the money decisions that actually change what you do — comparing job offers, budgeting around your real paycheck, and figuring out whether a raise is enough. No sign-up. No data stored.
Job & Pay Comparisons
Compare job offers, salaries, and total compensation
You have two paths in front of you and need to see them side by side. A new job versus your current one. A salaried position versus hourly with overtime. One offer with equity and another with a higher base. These decisions are worth thousands of dollars a year, and most people make them on gut feel because the math is annoying to do by hand. Use the job offer comparison calculator to see true total compensation, the salary vs hourly calculator to convert between pay structures, or the raise vs new job calculator to know whether staying actually makes financial sense.
Job Offer Comparison Calculator
Enter two offers side by side — salary, equity, benefits — and see true total comp after taxes.
Raise vs. New Job Calculator
Stay for a raise or leave for a new offer? See which move actually puts more in your pocket.
Salary vs. Hourly Calculator
Compare a salaried offer against an hourly rate. See total comp, overtime impact, and benefits side by side.
Budget Planning
Budget planners built around your actual paycheck
You know what you make. Now you need to know where it goes. The paycheck budget planner uses a zero-based budget approach — every dollar from your net pay gets assigned a job. The 50/30/20 calculator splits your take-home into needs, wants, and savings so you can see your ideal budget in real dollars, whether you're paid weekly, biweekly, or monthly. And if you're juggling two paychecks a month, the paycheck-to-paycheck calculator splits your bills across both checks with carryover tracking, so you always know what each paycheck needs to cover.
Paycheck Budget Planner
Build a full monthly budget from your actual net pay. Every expense mapped to your real check.
50/30/20 Calculator
Split your take-home into needs, wants, and savings using the 50/30/20 rule — in real dollars, not percentages.
Paycheck-to-Paycheck Calculator
Split bills across two paychecks with carryover. See what each check covers and what rolls forward.
Zero-Based Budget Calculator
Give every dollar a job. Enter your bills and expenses until your paycheck hits zero — see exactly where your money goes.
Built for decisions, not just math
Most financial calculators stop at “what's my take-home pay?” These go further. Every tool is built around a real choice — should I take this offer, is this raise enough, can my paycheck actually cover what's in front of me? Run it, know the answer, and move on.
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